(613) 447-1366

Ottawa Mortgage Broker Top Rankin Mortgages Inc.

Ottawa mortgage broker that focuses exclusively on the Real Estate lending industry

TopRankinMortgages Inc.

Mortgage Broker in Ottawa, Ontario


TopRankinMortgages Inc.

TopRankinMortgages Inc. is a leading mortgage brokerage based in Ontario, Canada, dedicated to empowering clients on their journey towards homeownership. With an unwavering commitment to customer service, we pride ourselves on providing tailored mortgage solutions that align with our clients’ unique financial circumstances and homeownership goals. Our team of experienced mortgage brokers works tirelessly to negotiate the best rates and terms from a diverse range of lenders. We believe in making the mortgage process transparent, straightforward, and stress-free. At TopRankinMortgages Inc., we don’t just facilitate mortgages – we build lasting relationships, guiding our clients every step of the way towards their dream homes.
TopRankinMortages inc. is a Mortgage broker in Ottawa Ontario
Top Rankin Mortgages is a Mortgage broker in Ottawa Ontario

Mortgage Calculators

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What is a mortgage broker and what do they do?

A mortgage broker is a licensed professional who compares mortgages from a variety of lenders to find the best option for their clients. They negotiate mortgage loans on behalf of borrowers, handling the process from start to finish.

Why should I use a mortgage broker instead of going directly to a bank?

Mortgage brokers have access to a wide range of mortgage products and lenders, including those not directly available to consumers. They can negotiate on your behalf to get you better interest rates and terms that suit your needs.

How is a mortgage broker paid?

Most mortgage brokers are paid by lenders in the form of a commission, which is usually a small percentage of the loan amount. Some mortgage brokers may charge a fee directly to the client, but this should be disclosed upfront.

What documents do I need to provide to a mortgage broker?

Typically, you would need to provide proof of identity, proof of income (such as pay stubs or tax returns), bank statements, and information about your assets and debts.

What types of mortgages can I get through a mortgage broker?

Mortgage brokers can provide a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, conventional mortgages, FHA loans, VA loans, jumbo loans, and more.

What is the role of the Financial Services Regulatory Authority of Ontario (FSRA)?

The FSRA regulates mortgage brokers in Ontario to protect the public interest and enhance public confidence in the sectors it regulates. It sets the standards and requirements that brokers must meet to get and maintain their license.

Is it necessary to have a down payment to obtain a mortgage?

Yes, in most cases, a down payment is necessary when applying for a mortgage. The minimum down payment in Canada is 5% for homes under $500,000, but it increases for homes priced higher.

Can a mortgage broker help if I have bad credit?

Yes, a mortgage broker can help even if you have bad credit. They have access to lenders who specialize in providing mortgages to people with less-than-perfect credit scores.


TopRankinMortgages Inc.

Serving all over Ontario including Greater Ottawa Area from Orleans to Kanata.