Sean Rankin Mortgage Agent level 2

TopRankinMortgages: Mortgage Agent Kanata

Find Your Perfect Mortgage Solution with Top Rankin Mortgages, Your Trusted Kanata based Mortgage Agent

TopRankinMortgages Inc.

Mortgage Agent in Kanata, Ontario

Purchase Mortgage

Private Lending

Construction Financing


TopRankinMortgages Inc.

Top Rankin Mortgages is a highly regarded mortgage agent located in Kanata, Ontario. With years of experience and a team of knowledgeable professionals, they are committed to helping their clients find the best mortgage solutions to suit their financial needs. Whether you’re a first-time home buyer, looking to refinance, or in need of a second mortgage, Top Rankin Mortgages has the expertise to guide you through the process and secure the best deal for you. With a focus on personalized service and a commitment to customer satisfaction, they are a trusted partner for all your mortgage needs in the Kanata area.

Top Rankin Mortgages - Ottawa Mortgage Agent
Top Rankin Mortgages is a Mortgage broker in Ottawa Ontario

Mortgage Calculators

Use this mortgage calculator to estimate your monthly mortgage payment. Enter your home price, down payment, interest rate, taxes and insurance.



What is a mortgage broker and what do they do?
A mortgage broker is a licensed professional who compares mortgages from a variety of lenders to find the best option for their clients. They negotiate mortgage loans on behalf of borrowers, handling the process from start to finish.
Why should I use a mortgage broker instead of going directly to a bank?
Mortgage brokers have access to a wide range of mortgage products and lenders, including those not directly available to consumers. They can negotiate on your behalf to get you better interest rates and terms that suit your needs.
How is a mortgage broker paid?

Most mortgage brokers are paid by lenders in the form of a commission, which is usually a small percentage of the loan amount. Some mortgage brokers may charge a fee directly to the client, but this should be disclosed upfront.

What documents do I need to provide to a mortgage broker?
Typically, you would need to provide proof of identity, proof of income (such as pay stubs or tax returns), bank statements, and information about your assets and debts.
What types of mortgages can I get through a mortgage broker?
Mortgage brokers can provide a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, conventional mortgages, FHA loans, VA loans, jumbo loans, and more.
What is the role of the Financial Services Regulatory Authority of Ontario (FSRA)?
The FSRA regulates mortgage brokers in Ontario to protect the public interest and enhance public confidence in the sectors it regulates. It sets the standards and requirements that brokers must meet to get and maintain their license.
Is it necessary to have a down payment to obtain a mortgage?
Yes, in most cases, a down payment is necessary when applying for a mortgage. The minimum down payment in Canada is 5% for homes under $500,000, but it increases for homes priced higher.
Can a mortgage broker help if I have bad credit?
Yes, a mortgage broker can help even if you have bad credit. They have access to lenders who specialize in providing mortgages to people with less-than-perfect credit scores.


TopRankinMortgages Inc.

Serving Kanata, Ontario, Canada