
Mortgage Renewals Are Coming: What Canadian Homeowners Need to Know Heading Into 2026
More than 20% of Canadian mortgage holders are set to renew their mortgage within the next 12 months, according to
We specialize in securing competitive rates and customized mortgage solutions that align with your financial aspirations. Trust in our commitment to top-tier service and expertise to guide you through the mortgage process with ease and precision.
Our mortgage broker services are designed to simplify your home financing journey. We connect you with the best lenders, competitive rates, and tailored solutions to suit your unique needs. Whether you’re buying your first home, refinancing, or planning a renovation, we’ll guide you every step of the way to ensure a smooth and stress-free process.
TopRankinMortgages Inc. is a leading mortgage agent based in Ottawa, Ontario, Canada, dedicated to empowering clients on their journey towards homeownership. With an unwavering commitment to customer service, we pride ourselves on providing tailored mortgage solutions that align with our clients’ unique financial circumstances and homeownership goals. Our team of experienced mortgage agents works tirelessly to negotiate the best rates and terms from a diverse range of lenders. We believe in making the mortgage process transparent, straightforward, and stress-free. At TopRankinMortgages Inc., we don’t just facilitate mortgages – we build lasting relationships, guiding our clients every step of the way towards their dream homes.
Try our mortgage calculators to estimate your monthly mortgage payment. Enter your home price, down payment, interest rate, taxes and insurance.

More than 20% of Canadian mortgage holders are set to renew their mortgage within the next 12 months, according to

Good news Canada finally caught a break. Inflation slowed to 2.2 percent in October, mostly because gas prices fell hard.

What changed: On September 17, 2025, the Bank of Canada lowered its policy interest rate by 25 basis points, from

Canada’s inflation rate cooled to 1.7% in July, thanks mostly to lower gas prices. This is good news because when

After a few chaotic years, Canada’s housing market is starting to feel… normal again. But not the post-pandemic crazy—we’re talking

With tensions escalating between Israel and Iran, many Canadians are asking: Could this impact mortgage rates at home? What We
Most mortgage brokers are paid by lenders in the form of a commission, which is usually a small percentage of the loan amount. Some mortgage brokers may charge a fee directly to the client, but this should be disclosed upfront.
Sean Rankin, Mortgage Agent Level 2
Smart Debt Mortgages a Network Partner of Mortgage Intelligence
License #12236