Terms of Use

Last updated August 5, 2026

TopRankinMortgages provides this website subject to the following terms, which may be updated from time to time without notice. By using this site, you accept these terms.

No Advice Without Application

Content on this site, rates, program descriptions, calculators, and blog posts, is general information only and does not constitute mortgage advice or a loan commitment. Actual rates, qualification, and terms depend on your specific application and are confirmed only through a formal pre-approval or approval with Sean Rankin, Mortgage Agent Level 2 (License #M20000492), operating under Smart Debt Mortgages, a network partner of Mortgage Intelligence, Brokerage #12236, regulated by FSRA.

Disclaimers

This website and its content are provided "as is." We believe the content is accurate at the time it's posted, but it may not always be current, particularly mortgage rates, which change frequently. TopRankinMortgages makes no warranties, express or implied, about the accuracy or completeness of this site's content.

Limitation of Liability

TopRankinMortgages is not liable for any damages, direct or indirect, arising from your use of this website or its content.

Copyright & Trademarks

All content on this site is owned by TopRankinMortgages unless otherwise credited. You may view and download pages for personal, non-commercial use, but may not republish, reproduce, or create derivative works from this content without our written permission. "TopRankinMortgages" and our logo are our trademarks.

Payments & Event Registration

Payments made through this site (e.g. golf tournament registration) are processed securely by Stripe. Refund and cancellation terms for specific events are communicated at the time of registration.

Linking to Our Site

You're welcome to link to our homepage. Please don't imply an endorsement, partnership, or affiliation with TopRankinMortgages that doesn't exist, and don't use our logo without permission.

Third-Party Links

Links to lenders, partners, or sponsors on this site are provided for convenience. We don't control those sites and aren't responsible for their content or practices.

Governing Law

These terms are governed by the laws of the Province of Ontario and Canada.

Privacy

See our Privacy Policy for how we collect, use, and protect your personal information.

Contact Us

Questions about these terms? Contact us, call (613) 447-1366, or email sean.rankin@toprankinmortgages.com.

Questions About These Terms?

We're happy to clarify anything before you get started.